BANKING QUIZ - 58 FOR IBPS-PO & CLERK EXAM
1. Which of the
following is/are technical partners of CIBIL?
1.
TransUnion International
2.
Dun and Bradstreet
3.
SIDBI & PSBs
4.
Both (A) and (B)
5.
Both (A) and (C)
2. Which of the
following is not a method of estimating National Income?
1)
Export Import Method
2)
Value Added Method
3)
Expenditure Method
4)
Income Method
5)
Production Method
3. Which of the
following are the major players in the call money markets?
1)
Banks
2)
Insurance companies
3)
Development financial institutions
4)
Selected mutual funds
5)
All of the above
4. The rate of interest
charged by RBI for lending money to various commercial banks by rediscounting
of the bills in India is called
1)
Exchange rate
2)
Statutory liquidity ratio
3)
Bank rate
4)
Cash reserve ratio
5)
Interest rate
5. What is the minimum
and maximum limit (in Rs.) prescribed for RTGS transactions by RBI?
1)
The minimum prescribed limit is Rs. 1 lac and maximum Rs. 10 lac
2)
Rs. 1 lac The minimum prescribed limit is Rs. 2 lac and no maximum limit
3)
The minimum prescribed limit is Rs. 25000 and maximum
4)
The minimum prescribed limit is Rs. 25000 and there is no maximum limit
5)
The minimum prescribed limit is Rs. 10 lac and maximum Rs. 100 lac
6. RBI has sold its
entire stake except 1% in which of the following organizations?
1)
DICGC
2)
National Housing Bank
3)
SIDBI
4)
NABARD
7. Which of the
following is considered as a capital inflow?
1)
A US citizen’s repayment of a loan from a foreign bank
2)
A purchase of foreign financial assets by a US buyer
3)
A sale of US financial assets to a foreign buyer
4)
None of the above
8. Which of the
following cannot be called as a debt instruments as referred in financial
transaction?
1)
Stocks
2)
Bonds
3)
Certificate of deposits
4)
Commercial papers
5)
Loans
9. What do you mean by
“Branchless Banking”?
a)
Banks will not have many branches as used to be in the good old days. Instead,
the number of branches will be restricted and will conduct only a specified
core business.
b)
Banks will launch/operate many delivery channels like ATM’s Mobile
Banking/Internet Banking etc,so that people are not required to visit a branch
for their usual banking needs.
c)
This means banks will issue only debit or credit cards for all types of
day-to-day financial transactions. Cheques/cash payments will not be allowed.
1)
Only a) 2) only b) 3) a) and b) 4)
b) and c) 5) All of these
10. The rate at which
the domestic currency can be converted into foreign currency and vice-versa is
known as the
1)
MIBOR
2)
Exchange rate
3)
Interbank call money rate
4)
Base rate
5)
LIBOR
ANSWER KEY
1.4, 2.1, 3.5, 4.3, 5.2, 6.4, 7.3, 8.1, 9.5, 10.2,
