BANKING QUIZ - 50 FOR IBPS-PO & CLERK EXAM
1. A combination of two
or more securities into a single investment position for the purpose of
reducing or eliminating risk is known as________________.
A.
General Lien
B.
Hypothecation
C.
Indemnity
D.
Hedge
2. The “non-callable
deposits” scheme launched by which of the following banks?
A.
Axis Bank
B.ICICI
Bank
C.
Federal Bank
D.
HDFC Bank
3. NPCI has done
partnership with which international organization for card acceptance and
issuance in India?
A.
Soft Bank
B.
JCBI
C.
American Express
D.
None of the Above
4. Which term is used
for maximum capital which the company can raise in its life time?
A. Authorized Capital
B. Registered Capital
C. Nominal Capital
D. All of them
5. Which among the
following is NOT a pillar of Basel III?
A.
Minimum capital standards
B.
Supervisory review
C.
Consolidation of assets
D.
Market discipline
6. Which of the
following is used to denote broad money?
A.
M1
B.
M3
C.
M2
D.
M4
7. Which among the
following is a qualitative tool of monetary policy?
A.
Credit rationing
B.
Credit Ceiling
C.
Bank Rate
D.
Cash Reserve Ratio
8. What is the premium
value of “Jeevan Jyoti Bima Yojana” and “Jeevan Suraksha Bima Yojana”?
A.
330
B.
335
C.
336
D.
330
9. Short-term assets,
representing amounts due to a vendor or suppliers of goods or services that
were sold on credit terms is known as ______?
A.
Fixed Asset
B.
Current Liabilities
C.
Account Receivable
D.
None of the Above
10. _________ is the
rate at which banks can borrow overnight from RBI.
A.
Term Deposit Rate
B.
Call Money
C. Market Rate
D.
Marginal Standing Facility Rate
Answer key
1.D, 2.A, 3.B, 4.D, 5.C, 6.B, 7.A, 8.D, 9.C, 10.D,
